Mobile-money fees in Madagascar
The official schedules the operators publish, bracket by bracket: withdrawals, money transfers and payments, with the comparative frame across the three networks.
In Madagascar, withdrawing an amount in the 50,001-to-100,000-ariary bracket at an MVola Cash Point costs 1,900 ariary; sending the same amount costs 1,000 ariary to an MVola subscriber and 4,800 ariary to a non-subscriber, at MVola's official schedule in force dated 17/02/2025. Orange Money and Airtel Money publish no online schedule to date.
Withdrawing 100,000 Ar, in US dollars
0.44 USD
At the reference rate of 4,282 Ar per USD: the withdrawal fee of the 50,001-to-100,000-ariary bracket, converted. A reading directly comparable with other markets' fees.
Last checked on 12/07/2026
The comparative frame across the three operators
The fees of everyday operations for an amount in the 50,001-to-100,000-ariary bracket, operator by operator. Only schedules the operators themselves publish are carried: an empty cell is an absence of publication, never an estimate.
| Operation (50,001 to 100,000 Ar bracket) | MVola | Orange Money | Airtel Money |
|---|---|---|---|
| Cash withdrawal | 1,900 Ar | not published | not published |
| Transfer to a same-network subscriber | 1,000 Ar | not published | not published |
| Transfer to a non-subscriber | 4,800 Ar | not published | not published |
Orange removed the domestic fee page from its Malagasy site (the schedule now lives in the app); only the withdrawal-fee grid remains published, on the Orange Money Europe site. Airtel Money only discloses its fees over USSD and at points of sale. Stileex's daily watcher monitors these pages: as soon as a full schedule is published, it joins this table.
The full MVola grid
MVola's official schedule, amount bracket by amount bracket, in ariary (taxes included), as published by the operator.
Withdrawal at an MVola Cash Point
| Amount (Ar) | Fee |
|---|---|
| 100 – 1,000 Ar | 100 Ar |
| 1,001 – 5,000 Ar | 150 Ar |
| 5,001 – 10,000 Ar | 275 Ar |
| 10,001 – 20,000 Ar | 550 Ar |
| 20,001 – 25,000 Ar | 650 Ar |
| 25,001 – 50,000 Ar | 1,300 Ar |
| 50,001 – 100,000 Ar | 1,900 Ar |
| 100,001 – 250,000 Ar | 3,400 Ar |
| 250,001 – 500,000 Ar | 4,700 Ar |
| 500,001 – 1,000,000 Ar | 8,800 Ar |
| 1,000,001 – 2,000,000 Ar | 14,700 Ar |
| 2,000,001 – 3,000,000 Ar | 19,600 Ar |
| 3,000,001 – 4,000,000 Ar | 24,500 Ar |
| 4,000,001 – 5,000,000 Ar | 29,400 Ar |
| 5,000,001 – 6,000,000 Ar | 34,300 Ar |
| 6,000,001 – 7,000,000 Ar | 39,200 Ar |
| 7,000,001 – 8,000,000 Ar | 44,100 Ar |
| 8,000,001 – 9,000,000 Ar | 49,000 Ar |
| 9,000,001 – 10,000,000 Ar | 53,900 Ar |
| 10,000,001 – 11,000,000 Ar | 59,000 Ar |
| 11,000,001 – 12,000,000 Ar | 64,000 Ar |
| 12,000,001 – 13,000,000 Ar | 69,000 Ar |
| 13,000,001 – 14,000,000 Ar | 74,000 Ar |
| 14,000,001 – 15,000,000 Ar | 79,000 Ar |
| 15,000,001 – 16,000,000 Ar | 84,000 Ar |
| 16,000,001 – 17,000,000 Ar | 89,000 Ar |
| 17,000,001 – 18,000,000 Ar | 94,000 Ar |
| 18,000,001 – 19,000,000 Ar | 98,000 Ar |
| 19,000,001 – 20,000,000 Ar | 100,000 Ar |
Withdrawal at a BRED Madagasikara ATM
| Amount (Ar) | Fee |
|---|---|
| 5,001 – 10,000 Ar | 275 Ar |
| 10,001 – 20,000 Ar | 550 Ar |
| 20,001 – 25,000 Ar | 650 Ar |
| 25,001 – 50,000 Ar | 1,300 Ar |
| 50,001 – 100,000 Ar | 1,900 Ar |
| 100,001 – 250,000 Ar | 3,400 Ar |
| 250,001 – 500,000 Ar | 4,700 Ar |
Transfer to an MVola subscriber
| Amount (Ar) | Fee |
|---|---|
| 100 – 1,000 Ar | 70 Ar |
| 1,001 – 5,000 Ar | 70 Ar |
| 5,001 – 10,000 Ar | 150 Ar |
| 10,001 – 25,000 Ar | 250 Ar |
| 25,001 – 50,000 Ar | 500 Ar |
| 50,001 – 100,000 Ar | 1,000 Ar |
| 100,001 – 250,000 Ar | 1,900 Ar |
| 250,001 – 500,000 Ar | 1,900 Ar |
| 500,001 – 1,000,000 Ar | 3,200 Ar |
| 1,000,001 – 2,000,000 Ar | 3,800 Ar |
| 2,000,001 – 3,000,000 Ar | 5,000 Ar |
| 3,000,001 – 4,000,000 Ar | 6,300 Ar |
| 4,000,001 – 5,000,000 Ar | 7,500 Ar |
| 5,000,001 – 6,000,000 Ar | 9,400 Ar |
| 6,000,001 – 7,000,000 Ar | 10,700 Ar |
| 7,000,001 – 8,000,000 Ar | 12,500 Ar |
| 8,000,001 – 9,000,000 Ar | 14,400 Ar |
| 9,000,001 – 10,000,000 Ar | 15,700 Ar |
| 10,000,001 – 11,000,000 Ar | 17,500 Ar |
| 11,000,001 – 12,000,000 Ar | 18,800 Ar |
| 12,000,001 – 13,000,000 Ar | 20,000 Ar |
| 13,000,001 – 14,000,000 Ar | 21,300 Ar |
| 14,000,001 – 15,000,000 Ar | 23,200 Ar |
| 15,000,001 – 16,000,000 Ar | 25,000 Ar |
| 16,000,001 – 17,000,000 Ar | 26,300 Ar |
| 17,000,001 – 18,000,000 Ar | 28,200 Ar |
| 18,000,001 – 19,000,000 Ar | 30,000 Ar |
| 19,000,001 – 20,000,000 Ar | 31,300 Ar |
Transfer to another operator
| Amount (Ar) | Fee |
|---|---|
| 100 – 1,000 Ar | 200 Ar |
| 1,001 – 5,000 Ar | 250 Ar |
| 5,001 – 10,000 Ar | 500 Ar |
| 10,001 – 25,000 Ar | 1,000 Ar |
| 25,001 – 50,000 Ar | 1,500 Ar |
| 50,001 – 100,000 Ar | 2,000 Ar |
| 100,001 – 250,000 Ar | 3,500 Ar |
| 250,001 – 500,000 Ar | 5,000 Ar |
| 500,001 – 1,000,000 Ar | 8,500 Ar |
| 1,000,001 – 2,000,000 Ar | 12,000 Ar |
| 2,000,001 – 3,000,000 Ar | 14,500 Ar |
| 3,000,001 – 4,000,000 Ar | 19,500 Ar |
| 4,000,001 – 5,000,000 Ar | 24,000 Ar |
Transfer to a non-subscriber
| Amount (Ar) | Fee |
|---|---|
| 100 – 1,000 Ar | 750 Ar |
| 1,001 – 5,000 Ar | 750 Ar |
| 5,001 – 10,000 Ar | 1,400 Ar |
| 10,001 – 25,000 Ar | 1,800 Ar |
| 25,001 – 50,000 Ar | 3,800 Ar |
| 50,001 – 100,000 Ar | 4,800 Ar |
| 100,001 – 250,000 Ar | 10,000 Ar |
| 250,001 – 500,000 Ar | 15,000 Ar |
| 500,001 – 1,000,000 Ar | 20,000 Ar |
| 1,000,001 – 2,000,000 Ar | 30,000 Ar |
| 2,000,001 – 3,000,000 Ar | 40,000 Ar |
| 3,000,001 – 4,000,000 Ar | 50,000 Ar |
| 4,000,001 – 5,000,000 Ar | 60,000 Ar |
Merchant or bill payment
| Amount (Ar) | Fee |
|---|---|
| 100 – 1,000 Ar | 10 Ar |
| 1,001 – 5,000 Ar | 25 Ar |
| 5,001 – 10,000 Ar | 50 Ar |
| 10,001 – 25,000 Ar | 100 Ar |
| 25,001 – 50,000 Ar | 200 Ar |
| 50,001 – 100,000 Ar | 450 Ar |
| 100,001 – 250,000 Ar | 1,000 Ar |
| 250,001 – 500,000 Ar | 1,500 Ar |
| 500,001 – 1,000,000 Ar | 2,000 Ar |
| 1,000,001 – 2,000,000 Ar | 2,500 Ar |
| 2,000,001 – 3,000,000 Ar | 4,000 Ar |
| 3,000,001 – 4,000,000 Ar | 5,000 Ar |
| 4,000,001 – 5,000,000 Ar | 6,000 Ar |
| 5,000,001 – 6,000,000 Ar | 7,500 Ar |
| 6,000,001 – 7,000,000 Ar | 8,500 Ar |
| 7,000,001 – 8,000,000 Ar | 10,000 Ar |
| 8,000,001 – 9,000,000 Ar | 11,500 Ar |
| 9,000,001 – 10,000,000 Ar | 12,500 Ar |
| 10,000,001 – 11,000,000 Ar | 14,000 Ar |
| 11,000,001 – 12,000,000 Ar | 15,000 Ar |
| 12,000,001 – 13,000,000 Ar | 16,000 Ar |
| 13,000,001 – 14,000,000 Ar | 17,000 Ar |
| 14,000,001 – 15,000,000 Ar | 18,500 Ar |
| 15,000,001 – 16,000,000 Ar | 20,000 Ar |
| 16,000,001 – 17,000,000 Ar | 21,000 Ar |
| 17,000,001 – 18,000,000 Ar | 22,500 Ar |
| 18,000,001 – 19,000,000 Ar | 24,000 Ar |
| 19,000,001 – 20,000,000 Ar | 25,000 Ar |
Free under the same schedule: depositing money on one's own account, the cash-out of a transfer by the non-subscriber receiving it (the sender pays the fee), account opening, and airtime for one's own number. BNI ATM withdrawal fees are aligned with the Cash Point schedule (the operator's own note).
MVola also publishes schedules for bank transfers, the VISA card, credit and business accounts: they remain available from the operator and are not carried here.
Method
The grid is transcribed from MVola's official fee page, cell by cell, at the validity date the page displays, then frozen: a fee revision appends a new dated grid, never a rewrite. A daily watcher monitors the three operators' fee pages and flags any change; a financial fee schedule is never parsed automatically. Neutral tone: this page measures published schedules, it does not rank operators.
Sources: mvola.mg (schedule as of 17-02-2025); official Orange Money and Airtel Money pages (watched).
API access
The flagship fees are public in JSON. The revision history is available with a free account and an API key.
- Withdrawing 100,000 Ar (MVola)
GET https://api.stileex.xyz/v1/series/mg/mvola-withdrawal-fee-100k/latest- Sending 100,000 Ar to a non-subscriber (MVola)
GET https://api.stileex.xyz/v1/series/mg/mvola-transfer-fee-100k/latest- Series catalog
GET https://api.stileex.xyz/v1/series/mg
Frequently asked questions
- Why is only the MVola grid detailed?
- MVola is the only one of the three operators publishing a complete, dated schedule on its site. Orange removed its domestic fee page (only the withdrawal grid remains published, on the Orange Money Europe site) and Airtel Money only discloses fees over USSD. The source pages are watched daily: any published schedule will join the comparison.
- Who pays the fee of a transfer to a non-subscriber?
- The sender, at transfer time. The non-subscriber cashing out pays nothing: the voucher cash-out is free under MVola's schedule.
- Does depositing money on one's own account cost anything?
- No. Depositing cash on one's own MVola account is free; fees apply to withdrawals, transfers and payments per the grid.
- How often do these fees change?
- Schedules are revised in steps, a few times a year at most. The displayed grid carries the validity date the operator publishes (as of 17-02-2025) and a daily watcher flags any change of the source page; each revision becomes a new dated point of the history.